What to know about "@ Rate in Rete" installment payments

@ Installments on the Internet Purchases on the Internet. In installments.

@ Rate in Rete is the classic way of paying in installments for your purchases on the Internet. Request a loan in a few minutes and all online https://www.sellapersonalcredit.it/public/content/generic/trasparenza

Description @ Rate in Rete is the classic payment method with which Consel entered the WEB world in 2000, becoming the first financial company in Italy to enter the Internet world.

How "@ Rate in Rete" installment payment works Payment in installments can be requested by choosing from the different payment methods available at the end of the purchase procedure.

By choosing this form of payment, to complete the order, you will be transferred to the Consel website where you can choose the type of installment payment.

Having read the conditions of the loan and the related interest rates, you will then be asked for some personal data (personal data, employment, constitution of your family unit, income).

On the Consel web page you can choose your repayment plan from the available solutions and acquire all the contractual and information documentation relating to the loan including: privacy information, code of ethics and "Basic European information on consumer credit" (SECCI) document .

The granting of the loan and the completion of the order are subject to prior approval by Consel SpA.

The transaction always takes place in protected mode, on the Consel website, with 128bit encryption to guarantee the adequate level of confidentiality of the information sent.

The data is provided directly to Consel SpA and for no reason will it be made available to the partner).

At the end of filling out the form, Consel will return one of these three responses in real time:

- Provisional approval of financing. - Request for further information for processing the application.

- Failure to approve financing. Consel will send you emails with which it will confirm and update you on the results of the assessments carried out.

In case of provisional approval, you will be invited to print the pre-compiled online contract which you will have to return signed, attaching the required documentation: - copy of a valid identity document;

- copy of the valid health card;

- copy of one of the following documents chosen from:

a) domestic utilities (gas, electricity, telephone) relating to the last two months registered in your name;

b) bank account statement referring to the last 3 months;

c) certificate of residence;

- recent copy of pay slip or Single Form cover page (first 3 pages) with Form Rn-RV and Entratel receipt of transmission to the Revenue Agency.

If you are retired, you can send either the Obis M Form or the Analytical Pension Prospectus or the last CU;

- if the requested amount is greater than 2,000.00 euros, a copy of the order confirmation email received from the site with the product details and the shipping address of the goods.

Up to this point you are not committed to paying anything. Once all the documentation has been received, Consel will issue final approval, sending you a confirmation email, and the goods will be sent to the address you indicated.

The whole procedure takes 4-5 working days.

To speed up the processing of the order as much as possible, it is essential that you send the documentation and the signed contract as soon as possible.

If you decide not to follow up on the financing request or, if the documentation relating to it is not returned, the request will be considered withdrawn. The advantages of paying in installments By purchasing in installments you can immediately have what you want delivered to your home, before you even start paying.

The first installment is in fact paid 30 days after the payment of the amount by the finance company. This way you have the opportunity to defer payment and plan your budget without disinvesting your savings.

Conditions for purchase Financing can be requested by a private consumer, for a minimum amount of 150 euros (VAT included) and for a maximum of 8,000.00 euros (VAT included).

Transparency and Privacy Consel reminds you to read all the documents necessary for the purposes of the legislation on transparency and for the exercise of rights regarding the protection of personal data. Complaints Customer satisfaction is a daily objective for Consel;

managing a complaint therefore represents a further moment of listening and attention to best respond to the customer's needs.

Monitored It is a calculator that helps you understand if your current monthly income and expenses are compatible with the installment you will have to pay.